For many Overseas Filipino Workers (OFWs), the allure of working abroad is often tied to the promise of better financial opportunities. Canada, known for its high standard of living and welcoming attitude towards immigrants, is a popular destination. However, like any journey, it comes with its challenges. One common scenario faced by OFWs in Canada is juggling multiple jobs to meet financial goals.
This article delves into the experiences shared by the vlogger in her YouTube video “Benefits and Disadvantages of Working Two Jobs in Canada,” shedding light on the reality of working two jobs and providing practical advice for those considering this path.
Balancing Two Jobs in Canada: Insights for OFWs
This article is based on a YouTube video by MJPinayCanadaDreamer. If you want to watch the full video, then click on the link below:
One of the benefits of working in Canada is the flexibility offered by its labor regulations. There are no government-imposed limitations on the number of jobs one can hold. This allows individuals to maximize their income by taking on multiple roles. Typically, a full-time job involves 40 hours of work per week, while part-time or seasonal jobs can range from 20 to 25 hours weekly. This flexibility can be particularly appealing to OFWs who are determined to make the most of their time abroad and achieve their financial goals more quickly.
A Day in the Life: Two Jobs, No Rest
The vlogger shares her experience working as a stocker at a clothing department in addition to her primary role as a clinic assistant at a hospital. Her schedule is grueling, starting her day at 5:00 AM to find parking and walk to the hospital, working from 8:00 AM to 4:30 PM. After a brief rest and meal, she heads to her second job from 6:00 PM to 11:00 PM, leaving her with little to no time for rest or personal activities. This relentless routine, five days a week, with her only days off being Thursday and Friday, soon takes a toll on her health and well-being.
The Toll on Health and Well-being
One of the significant disadvantages of working two jobs, as highlighted by the vlogger, is the impact on health. With only a few hours of sleep, often just 3 to 4 hours a night, fatigue sets in. This lack of rest not only affects job performance but also personal health. The vlogger recounts how nurses at her hospital job noticed her sleepiness and advised her on the importance of rest. Over time, the physical and mental exhaustion became apparent, leading to absences from her main job and missed social and medical appointments.
Financial Benefits of Working Two Jobs
- Reduction of Financial Stress:
- Extra income significantly alleviates financial pressures.
- Enhanced Financial Stability:
- Additional earnings contribute to greater overall financial security.
- Achievement of Financial Goals:
- Faster accumulation of savings helps in reaching financial targets more quickly.
- Savings:
- The vlogger saved a substantial amount of money within one and a half months.
- New Work Experiences:
- Gaining experience in different job roles enhances skills and employability.
- Expanded Professional Network:
- Meeting new people, including those with multiple jobs, opens up new employment opportunities through recommendations.
Costs of Working Two Jobs
- Personal Time:
- Significant reduction in time available for personal activities and rest.
- Social Life:
- Limited time to engage in social events and maintain relationships.
- Primary Job Performance:
- Risk of decreased performance and concentration in the main job due to fatigue.
- Health:
- Continuous tiredness leads to health issues, impacting overall well-being.
The Realities of Higher Tax Brackets
Another crucial aspect to consider is the tax implications of holding two jobs. An additional source of taxable income can push an individual into a higher tax bracket, affecting their eligibility for certain tax credits and potentially leading to a higher tax bill. This is an important factor for OFWs to consider when deciding whether to take on a second job. The vlogger highlights that while the extra income can be beneficial, it may also lead to increased tax liabilities, reducing the overall financial gain.
Making It Work: Tips for Managing Two Jobs
For those determined to pursue two jobs, effective time management is essential. Here are some practical tips from the vlogger:
- Daily To-Do Lists: Organize your day with a clear list of tasks, including special events and appointments, to avoid confusion. A well-structured to-do list helps ensure that all responsibilities are managed efficiently, leaving no room for missed tasks or double-booked time slots.
- Job Selection: Choose a second job that is not overly physical or stressful to ensure you can manage both roles without excessive fatigue. The type of work should complement your primary job rather than add to your exhaustion.
- Proximity Matters: Opt for a second job within walking distance to save on transportation costs and time. Reducing commute time can significantly decrease daily stress and allow for more rest and personal time.
- Protect Your Main Job: Ensure your primary job is not compromised by absences or conflicts due to your second job. Prioritize your main source of income and maintain a professional standard to avoid jeopardizing your primary employment.
- Prioritize Rest and Recreation: Allocate at least one day a week for rest, disconnecting from work to relax and reconnect with loved ones. This day off should be strictly reserved for personal well-being, whether it involves spending time with family, engaging in a hobby, or simply resting.
- Set Clear Goals: Understand why you are taking a second job and set clear financial or personal goals. This can help keep you motivated and focused on the bigger picture, making the sacrifices more bearable.
- Monitor Your Health: Regularly assess your physical and mental health. If you notice signs of excessive fatigue, stress, or health issues, consider adjusting your workload or seeking medical advice.
- Seek Support: Don’t hesitate to ask for help from family, friends, or colleagues. Sharing your challenges and receiving support can make managing two jobs less overwhelming.
Working two jobs in Canada, as an OFW, offers both significant advantages and notable disadvantages. The extra income can be a lifeline for meeting financial goals and reducing debt, but it comes with sacrifices that impact health, personal time, and social relationships. The vlogger’s experience underscores the importance of setting clear goals, managing time effectively, and prioritizing health.