Working abroad as an OFW is a dream come true for many Filipinos. You get better pay, new opportunities, and a chance to give your family a better life. But behind this dream lies a reality that isn’t always easy. OFWs face many struggles just for being away from home and adjusting to a new culture. The rewards can be great but its important to know the challenges that come with being an OFW and how to handle them.
Let’s explore some of the most common problems OFWs face and share tips on how to make the journey a little easier.

Surviving and Thriving as an OFW
Summary of Common Challenges
- Homesickness
- Culture Shock & Communication Barriers
- Money Management
- Workplace Issues
- Family Problems Back Home
- Illegal Recruitment
- Debt and Scams
- Health Concerns
- Exchange Rate Fluctuations
- Violence and Disasters
Homesickness
Homesickness is one of the biggest emotional struggles OFWs face. It’s tough being far away from loved ones, especially when you’re missing birthdays, family gatherings, or seeing your kids grow up.
How to deal with it: Thanks to technology, staying connected is easier now. Schedule regular video calls with your family using apps like Facebook Messenger, Viber, or Skype. Staying in touch can help reduce the feeling of distance. You can also join Filipino communities in your host country. It’s comforting to have people who understand what you’re going through.
Culture Shock and Communication Barriers
Living in a foreign country means dealing with new customs, unfamiliar food, and a different language. It can feel overwhelming when you don’t know how to communicate or fit in right away.
How to deal with it: Before you leave, do a little research about your host country’s culture and language. Learn basic phrases to help with everyday conversations. It’s also a great idea to connect with locals and immerse yourself in their culture. And don’t forget that many countries have Filipino communities that can help you settle in.
Financial Mismanagement
Many OFWs think working abroad will lead to high salaries and easy money. But the truth is, after sending money back home, you might find that there’s not much left for yourself. This can lead to financial stress.
How to deal with it: Set aside a portion of your earnings for savings before spending. It’s important to strike a balance between supporting your family and securing your own future. Think about long-term financial goals, like investing in a business or real estate.
Workplace Maltreatment
Sadly, some OFWs experience unfair treatment from their employers. This can range from withheld wages to more serious issues like emotional or physical abuse.
How to deal with it: Always make sure your job is registered with the Philippine Overseas Employment Administration (POEA) before signing anything. Know the location of the nearest Philippine embassy and Overseas Workers Welfare Administration (OWWA) office for legal assistance if you need it.
Family-Related Issues
Being away can sometimes cause family problems back home, like infidelity, rebellious kids, or in-laws taking over household decisions. These issues can add to the stress of working abroad.
How to deal with it: Communication is key. Constantly check in with your family to keep your relationships strong. Trust and realistic expectations should be established, and this can be done by being transparent about finances. You also need to give each other emotional support even from afar to maintain a close connection.
Illegal Recruitment
Some OFWs fall victim to illegal recruiters, which can lead to unprotected employment and exploitation.
How to deal with it: Always verify job offers with the POEA before committing to anything. Avoid agencies that ask for upfront fees or make promises that seem too good to be true. If you’re unsure, consult the POEA’s website or visit their office for guidance.
Debt and Financial Scams
Many OFWs get into debt even before leaving the Philippines because of high placement fees and other expenses. Others fall prey to get-rich-quick schemes or scams once they’re abroad.
How to deal with it: Set realistic goals and avoid borrowing large sums just to get abroad. Be cautious about any investment opportunities that promise quick returns, and always do your research before handing over money. Protect yourself from scams by being informed.
Physical and Mental Health
The demands of work abroad can be tough, and the stress can take a toll on your health. You have to work long hours, your boss or the nature of your work can be quite demanding, and being away from home for too long can lead to emotional burden which in turn causes physical and mental exhaustion.
How to deal with it: Make your health a priority. Set aside time for rest, exercise, and eating well. If you’re feeling overwhelmed, don’t hesitate to talk to fellow OFWs or join support groups. Mental health is just as important as physical health, so look after both. If needed, seek out additional health coverage beyond what your employer provides.
Volatile Peso Exchange Rates
Exchange rates between the Philippine peso and foreign currencies can fluctuate, which means your remittances might not go as far as you’d like.
How to deal with it: Keep up to date with exchange rates and try to send money when rates are favorable. Shop around for remittance services that offer better rates and lower fees to maximize the amount your family receives. A little planning can make a big difference in how much your remittances are worth.
Turmoil
In some parts of the world, OFWs may face political instability, natural disasters, or outbreaks of violence. These situations are unpredictable but can pose serious risks.
How to deal with it: Stay informed about what’s happening in your host country. Keep in touch with the Philippine embassy and follow government travel advisories. Being prepared is essential, so familiarize yourself with the emergency protocols in your area and have a plan in case things go wrong.
It’s tough being an OFW. Challenges can make it so hard, but with support, knowledge, and preparation, you can face these challenges head on. Keep in touch with your family, take care of your finances, and be aware of your rights. You should protect yourself while striving for a better life for you and your loved ones.